(855) 555-HELP
RecoveryPathVerify Insurance
Free Benefits Check

What does my insurance actually cover?

A real verification with your carrier — not an instant fake quote — and what you're likely to owe. Usually back to you within an hour.

Get Free Help Finding Treatment

Confidential. No obligation. Available 24/7.

If this is a medical emergency, call 911. This form is not for emergencies. Do not include sensitive medical details.
Your information is confidential. We do not store medical records.

Covered by federal law

Under the Mental Health Parity Act and the ACA, most plans must cover addiction treatment at least as well as other medical care:

  • Detox (medically necessary)
  • Inpatient / residential treatment
  • Partial hospitalization (PHP)
  • Intensive outpatient (IOP)
  • Standard outpatient counseling
  • Medication-assisted treatment (Suboxone, Vivitrol, methadone)
  • Mental health services for co-occurring conditions

No guarantees

Coverage depends on your specific plan, deductible, in-network status, and prior authorization. We can tell you what's likely — only your carrier and the facility's billing department can tell you exactly.

Prefer to talk?

A specialist can run benefits live while you're on the phone.

(855) 555-HELP

Don't have insurance?

State-funded programs, scholarships, and SAMHSA-funded centers exist. We can point you to options.

See cost ranges and free options →