Free Benefits Check
What does my insurance
actually cover?
A real verification with your carrier — not an instant fake quote — and what you're likely to owe. Usually back to you within an hour.
Covered by federal law
Under the Mental Health Parity Act and the ACA, most plans must cover addiction treatment at least as well as other medical care:
- Detox (medically necessary)
- Inpatient / residential treatment
- Partial hospitalization (PHP)
- Intensive outpatient (IOP)
- Standard outpatient counseling
- Medication-assisted treatment (Suboxone, Vivitrol, methadone)
- Mental health services for co-occurring conditions
No guarantees
Coverage depends on your specific plan, deductible, in-network status, and prior authorization. We can tell you what's likely — only your carrier and the facility's billing department can tell you exactly.
Don't have insurance?
State-funded programs, scholarships, and SAMHSA-funded centers exist. We can point you to options.
See cost ranges and free options →